“Free lunch seminar may serve up a trap for dessert”
The title of this article could have been “A statement may be strictly accurate … and be misleading”. Humberto Cruz highlights statements about newsletters and mutual fund fees. You must be critical of articles or presentation relating to financial planning. Pay special attention to subjects relating to investments returns, tax strategies, guarantees and costs. Most importantly consider how the subject relates to you individual situation, your risk tolerance, your short-term goals, your long-term goals, etc.